Home Insurance
Homeowner's insurance is a policy that protects your home and personal property from risks like fire, theft, vandalism, and certain types of natural disasters. It also covers liability in case someone is injured on your property.
Dwelling Coverage
Covers the structure of your home, including the walls, roof, and foundation.
Personal Property Coverage
Protects your belongings, such as furniture, electronics, and clothes.
Liability Coverage
Covers injuries or damage you or family members cause to others or their property.
Loss of Use
Pays for additional living expenses if your home becomes uninhabitable due to a covered event (like a fire).
Medical Payments
Pays medical expenses for anyone injured on your property, regardless of fault.
Protecting What Matters
How to Get Started
Getting the right homeowner’s insurance is quick and easy with Duwe Insurance. Here’s how to get started:
Request a Free Quote: Fill out our online form or give us a call to get a customized quote for your home.
Talk to an Expert: Our agents are ready to help you understand your options and answer any questions. We’ll walk you through the process and make sure you’re confident in your coverage.
Choose Your Coverage: Based on your needs and budget, we’ll help you select a policy that offers the best protection for your home and belongings.
Enjoy Peace of Mind: Once your policy is in place, you can relax knowing that you have the right coverage to protect your home, your family, and your future.
Common Questions
Is flood insurance included in my homeowner’s policy?
No, flood insurance is typically not covered in a standard homeowner’s policy. However, we offer affordable flood insurance options through the National Flood Insurance Program (NFIP) or private carriers.
How much does homeowner’s insurance cost in Texas?
The cost of homeowner’s insurance can vary depending on factors such as your home’s location, value, and risk factors like proximity to water or the likelihood of severe weather. Contact us for a personalized quote tailored to your needs.
Do I need special coverage for hurricanes or tornadoes?
In some areas of Texas, especially along the coast, hurricane and windstorm coverage may require a separate endorsement or policy. We can help you determine if additional coverage is needed for your area.